Secure Your Real Estate Financing.

A real estate loan from Hillcrest Lending can simplify your purchase, refinance or cash-out and secure competitive rates.
  • Fund real estate needs with loans from $50,000 to $10 million..
  • Enjoy competitive interest rates designed to fit your project.
  • Get approved the same day and receive money in as little as 24 hours.
  • Safe & secure process with no upfront fees and no obligations.
  • Checking your rates won’t affect your credit score.
Get Pre-Approved In Minutes

How It Works

Southern California's Premier Real Estate Lender.

Over the years, we've been delivering fast, flexible financing solutions throughout the region. We have empowered countless investors and property owners to fund their dreams through smart real estate loans.

Step 1

Step 1

Apply online in minutes Tell us about your property and how much financing you need for purchase, refinance or cash-out.

Step 2

Step 2

We match the best loan options to fit your needs. Compare competitive rates, flexible terms, and manageable payments in the industry.

Step 3

Step 3

Get your funding Secure your real estate loan at a competitive fixed rate with same-day approval and money within 24 hours.

Over 2 Billion in Loans Funded
Since Inception Real Estate Financing Processed

Why choose Hillcrest Lending for your real estate loan?

What are the benefits?

When you finance with Hillcrest, you combine your real estate needs into a single tailored loan. Remove the headaches of multiple financing hurdles every step.

Step 1

Only One Payment

Streamlining into one affordable monthly payment.

Step 2

Save Money

A competitive fixed-interest rate WILL reduce the total interest you pay while achieving your goals in a fraction of the time.

Step 3

Low Fixed Rate

With an affordable fixed rate, your monthly payment never increases. Talk about simple!

Privacy Comes First

We take your data security very seriously. Rest assured knowing Hillcrest Lending protects your data with advanced encryption.

Why Hillcrest Lending

Totally free to apply

Hillcrest Lending is free to use for property owners with over $50,000 in needs. No hidden fees! No hard credit pulls!

Real-time Quotes

We set you up with our best consolidation partners in minutes.

Up to 90% LTV on Equity

Cash-Out Access quick cash using your property's equity for improvements, debt consolidation, purchases & more.

Real-time Quotes

Stated Income Options No tax returns needed—use alternative docs like 1-year returns or assets. Ideal for self-employed with no income or employment verification.

Safe & secure & fast

No Minimum Credit Score Flexible programs for owner & non-owner properties, funding as early as 24hrs.

Transparent

No Mortgage Insurance Required Competitive rates with W2 & self-employed borrowers in mind.

Consolidate & Save

Finance & Save How much can you save?

Financing your real estate needs with a Hillcrest loan can help you save in the long run. Enter your property value and see how much you can access.

Get Pre-Qualified Here

Testimonials

We love empowering our clients with fast real estate financing. Here's what our users are saying about our real estate loans.

I applied and was approved in literally 1 day. Quick, simple and easy. Would recommend to others. - Cathy M.

Hillcrest Lending helped my wife and I fund our property improvements fast. They got me the financing I needed to make it happen. - Jake P.

It really was fast & easy! Hillcrest Lending is great! - Judith M.

Frequently Asked Questions

Your real estate financing questions answered.

  • Experience same-day approvals and funding as early as 48 hours for Hard Money loans—perfect for when you need quick cash without the wait.

  • No worries! Our Stated Income and Hard Money programs require no tax returns, no income or employment verification, and no minimum credit score, making it easy for self-employed borrowers and investors to apply today.

  • Unlock up to 90% LTV on your property's equity for home improvements, debt consolidation, or purchases—maximizing your access to funds with competitive rates.
  • Absolutely! Our flexible programs cover owner and non-owner properties, including residential, commercial, and construction—ideal for growing your portfolio with loans from $50K to $10M.
  • It's quick and hassle-free: Apply online in minutes with no upfront fees or obligations, and choose self-management via our mobile app or get personalized help from a loan executive to get started right away.

Get your personalized personal loan rates now.

Checking rates is safe and will not affect your credit score.